Need an appraisal for an FHA-backed mortgage? Call Hamaker Appraisal Services

Hamaker Appraisal Services is Pennsylvania state certified and on the FHA Roster of approved residential appraisers.  If you have an FHA-mortgage, be sure to contact Hamaker Appraisal Services, as we are approved and qualified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Hamaker Appraisal Services is well-trained on how to work in accordance with the rules and regulations provided.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your property loan is FHA approved, that means that the loan has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending agencies with safety by offering mortgage insurance in case the borrower defaults on his or her loan obligations. Accessible to all homebuyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Remember that the lender approving a loan associated with the FHA is authorized to select the appraisal company with which they'll work, different from VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are extremely useful to buyers with minimal starting capital.